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AUTOCLEAR
Dealer Transparency Tool

See Every Dollar
Before You Sign

Full breakdown of auction cost, dealer profit, financing charges — all in real time.

1
Car
2
Pricing
3
Finance
4
Review
5
Results
Step 1 — Car Details
Make
Model
Year
Color
Car Condition — sets repair estimate automatically
⭐Excellent~$250
👍Good~$1,000
⚠️Fair~$2,750
🔧Poor~$7,000
Step 2 — Pricing & Fees
Car Price
$
Purchase Type?Select how you are buying the car. Auction fees are added on top of the car price. Buying directly from a dealer has no auction fee.
Copart10% fee
IAAI12% fee
Other8% fee
Direct Dealer0% fee
State / Location
Transport Cost
$
Step 4 — Financing
Bank Type?Credit Unions offer the best rates. Big banks are mid-range. Subprime lenders charge the most.
Credit Union
Chase / BoA
Subprime
Credit Score
720+Excellent
660–719Good
600–659Fair
<600Poor
Effective Rate
5%
Loan Term
48 mo
Down Payment
$
Step 5 — Review Your Info

Make sure everything looks right before we calculate.

Full Transparency Report
Total True Cost
$—
all-in before down payment
Amount Financed
$—
after down payment
Monthly Payment
$—
over 48 months
📊
Awaiting input
Complete the steps to generate your full cost analysis.
Base Auction Price$0
Dealer Profit fixed 20%
$0
State / Registration Fee$0
Repair Estimate Excellent
$0
Transport Cost$0
Finance Interest Rate 5%—
Down Payment$0
Total True Cost$0
Amount Financed (in debt)$0
🛡️
Estimated Insurance Cost
$—/mo
Based on vehicle type and state.
What-If Comparison

See how loan term affects your payments

Financing $— at 5% over 48 months → $— / month  ·  Interest adds $0 total
⚠️ Note: All cost figures are estimates for transparency purposes only. Dealer markup is shown at a fixed 20%.